Credit & Lending
Credit and lending data is information on borrowing: loan originations, delinquencies, consumer credit health, and private credit flows, aggregated from lenders, servicers, and credit files.
The primer
Credit and lending data captures the formation and performance of loans: originations, balances, delinquencies, and the structure of securitised pools. Providers aggregate servicer feeds, public records, and structured-finance disclosures into clean panels. Investors use it to read consumer health, to underwrite structured products, and to monitor private-credit flows that never appear in headline statistics. Buyers should assess loan-segment coverage, the lag and completeness of servicer reporting, and how borrower information is anonymised.
The register
Every credit & lending provider on file. Verified means the site is live, on its own brand, and editorially checked — never paid placement. Listings are informational, not investment advice.
| Provider | Geography | Since | Delivery | Price band |
|---|---|---|---|---|
| Bank of AmericaVerifiedCoverageData team within Bank of America responsible for understanding alternative data landscape. | US | — | — | — |
| BridgVerifiedCoverageCredit card data provider for restaurant industry. Founded in 2012; 46 employees. | US | — | — | — |
| CotalityVerifiedCoverageProperty, mortgage, and consumer-credit data across the US housing market. | US | 1991 | Feed, API | $150k+ |
| dv01VerifiedCoverageLoan-level data and analytics for securitised consumer and mortgage credit. | US | 2014 | Dashboard, API | $150k+ |
| EquifaxVerifiedCoverageConsumer-credit, employment, and income data and analytics. | Global | 1899 | Feed, API | $150k+ |
| ExperianVerifiedCoverageConsumer and business credit data and analytics. | Global | 1980 | Feed, API | $150k+ |
| FDIC BankFindVerifiedSampleCoverageFree data on US banks, financials, and institution health. | US | 1933 | API, Bulk | Free |
| FiscalData (US Treasury)VerifiedSampleCoverageFree US federal financial data including debt, rates, and spending. | US | 2020 | API, Bulk | Free |
| Intercontinental ExchangeVerifiedCoverageFixed-income, mortgage, and structured-finance data and analytics. | Global | 2000 | Feed, API | $150k+ |
| Moody’s Data AllianceVerifiedCoverageData portal tracking commercial and industrial loans to private companies. Founded in 2018. | US | — | — | — |
| Nova CreditVerifiedCoverageCross-border and alternative credit data infrastructure. | US | 2016 | API | $50–150k |
| SandalwoodVerifiedCoverageCredit and debit card transactions, auto sales , and online+offline department store data with focus on Chinese consumers / transactions. Founded in 2015; 20 em | China | — | — | — |
| Street DiligenceVerifiedCoverageCapital structure analytics and distressed acquisition tools, primarily for credit investors. Founded in 2012; 21 employees. | US | — | — | — |
| TransUnionVerifiedCoverageCredit and consumer-information data and risk analytics. | Global | 1968 | Feed, API | $150k+ |
Elsewhere in the atlas
Previous chapter: Email Receipts. Next chapter: Public Records & Filings. All 20 categories are defined in the glossary; the full register is on the front page, and the market counts are in the Atlas Briefing. This chapter is also published as Markdown and JSON for agents (how).