{
 "id": "crd",
 "slug": "credit-lending",
 "code": "CRD",
 "roman": "XII",
 "name": "Credit & Lending",
 "definition": "Credit and lending data is information on borrowing: loan originations, delinquencies, consumer credit health, and private credit flows, aggregated from lenders, servicers, and credit files.",
 "primer": "Credit and lending data captures the formation and performance of loans: originations, balances, delinquencies, and the structure of securitised pools. Providers aggregate servicer feeds, public records, and structured-finance disclosures into clean panels. Investors use it to read consumer health, to underwrite structured products, and to monitor private-credit flows that never appear in headline statistics. Buyers should assess loan-segment coverage, the lag and completeness of servicer reporting, and how borrower information is anonymised.",
 "typicalUniverse": "Lenders, card issuers, auto and mortgage originators, consumer-credit securitisations and private credit — plus the consumer demand they finance.",
 "counts": {
  "providers": 14,
  "verified": 14,
  "withSample": 2
 },
 "links": {
  "html": "https://altdataatlas.com/category/credit-lending",
  "markdown": "https://altdataatlas.com/category/credit-lending.md",
  "json": "https://altdataatlas.com/api/categories/credit-lending.json"
 },
 "coverage": [
  {
   "sector": "Energy",
   "providers": 0,
   "stated": 0,
   "html": null,
   "markdown": null,
   "json": "https://altdataatlas.com/api/coverage/credit-lending/energy.json"
  },
  {
   "sector": "Materials",
   "providers": 0,
   "stated": 0,
   "html": null,
   "markdown": null,
   "json": "https://altdataatlas.com/api/coverage/credit-lending/materials.json"
  },
  {
   "sector": "Industrials",
   "providers": 0,
   "stated": 0,
   "html": null,
   "markdown": null,
   "json": "https://altdataatlas.com/api/coverage/credit-lending/industrials.json"
  },
  {
   "sector": "Consumer Discretionary",
   "providers": 10,
   "stated": 2,
   "html": "https://altdataatlas.com/coverage/credit-lending/consumer-discretionary",
   "markdown": "https://altdataatlas.com/coverage/credit-lending/consumer-discretionary.md",
   "json": "https://altdataatlas.com/api/coverage/credit-lending/consumer-discretionary.json"
  },
  {
   "sector": "Consumer Staples",
   "providers": 3,
   "stated": 2,
   "html": "https://altdataatlas.com/coverage/credit-lending/consumer-staples",
   "markdown": "https://altdataatlas.com/coverage/credit-lending/consumer-staples.md",
   "json": "https://altdataatlas.com/api/coverage/credit-lending/consumer-staples.json"
  },
  {
   "sector": "Health Care",
   "providers": 0,
   "stated": 0,
   "html": null,
   "markdown": null,
   "json": "https://altdataatlas.com/api/coverage/credit-lending/health-care.json"
  },
  {
   "sector": "Financials",
   "providers": 13,
   "stated": 5,
   "html": "https://altdataatlas.com/coverage/credit-lending/financials",
   "markdown": "https://altdataatlas.com/coverage/credit-lending/financials.md",
   "json": "https://altdataatlas.com/api/coverage/credit-lending/financials.json"
  },
  {
   "sector": "Information Technology",
   "providers": 0,
   "stated": 0,
   "html": null,
   "markdown": null,
   "json": "https://altdataatlas.com/api/coverage/credit-lending/information-technology.json"
  },
  {
   "sector": "Communication Services",
   "providers": 1,
   "stated": 0,
   "html": null,
   "markdown": null,
   "json": "https://altdataatlas.com/api/coverage/credit-lending/communication-services.json"
  },
  {
   "sector": "Utilities",
   "providers": 0,
   "stated": 0,
   "html": null,
   "markdown": null,
   "json": "https://altdataatlas.com/api/coverage/credit-lending/utilities.json"
  },
  {
   "sector": "Real Estate",
   "providers": 10,
   "stated": 3,
   "html": "https://altdataatlas.com/coverage/credit-lending/real-estate",
   "markdown": "https://altdataatlas.com/coverage/credit-lending/real-estate.md",
   "json": "https://altdataatlas.com/api/coverage/credit-lending/real-estate.json"
  }
 ],
 "asOf": {
  "register": "2026-09-24",
  "coverage": "2026-09-29",
  "latest": "2026-09-29"
 },
 "license": {
  "name": "AltData Atlas Data Licence v1",
  "url": "https://altdataatlas.com/agents#licence"
 },
 "citation": "AltData Atlas, Credit & Lending (https://altdataatlas.com/category/credit-lending), as of 2026-09-24. AltData Atlas Data Licence v1.",
 "providers": [
  {
   "id": "bankofamerica",
   "name": "Bank of America",
   "category": "credit-lending",
   "description": "Data team within Bank of America responsible for understanding alternative data landscape.",
   "historySince": null,
   "delivery": [],
   "priceBand": "unknown",
   "hasSample": false,
   "verified": true,
   "tier": "inferred",
   "sectorsProvenance": "inferred",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials",
    "Consumer Discretionary",
    "Real Estate"
   ],
   "regions": [
    "North America"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/bankofamerica.json"
  },
  {
   "id": "bridg",
   "name": "Bridg",
   "category": "credit-lending",
   "description": "Credit card data provider for restaurant industry. Founded in 2012; 46 employees.",
   "historySince": null,
   "delivery": [],
   "priceBand": "unknown",
   "hasSample": false,
   "verified": true,
   "tier": "stated",
   "sectorsProvenance": "stated",
   "signals": [
    "credit-lending",
    "card-transactions"
   ],
   "sectors": [
    "Consumer Discretionary",
    "Consumer Staples"
   ],
   "regions": [
    "North America"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/bridg.json"
  },
  {
   "id": "corelogic",
   "name": "Cotality",
   "category": "credit-lending",
   "description": "Property, mortgage, and consumer-credit data across the US housing market.",
   "historySince": 1991,
   "delivery": [
    "Feed",
    "API"
   ],
   "priceBand": "enterprise",
   "hasSample": false,
   "verified": true,
   "tier": "stated",
   "sectorsProvenance": "stated",
   "signals": [
    "credit-lending",
    "esg-climate"
   ],
   "sectors": [
    "Real Estate"
   ],
   "regions": [
    "North America",
    "Europe",
    "Asia-Pacific"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": 1976,
   "json": "https://altdataatlas.com/api/providers/corelogic.json"
  },
  {
   "id": "dv01",
   "name": "dv01",
   "category": "credit-lending",
   "description": "Loan-level data and analytics for securitised consumer and mortgage credit.",
   "historySince": 2014,
   "delivery": [
    "Dashboard",
    "API"
   ],
   "priceBand": "enterprise",
   "hasSample": false,
   "verified": true,
   "tier": "stated",
   "sectorsProvenance": "stated",
   "signals": [
    "credit-lending",
    "esg-climate",
    "supply-chain"
   ],
   "sectors": [
    "Financials"
   ],
   "regions": [
    "North America"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/dv01.json"
  },
  {
   "id": "equifax",
   "name": "Equifax",
   "category": "credit-lending",
   "description": "Consumer-credit, employment, and income data and analytics.",
   "historySince": 1899,
   "delivery": [
    "Feed",
    "API"
   ],
   "priceBand": "enterprise",
   "hasSample": false,
   "verified": true,
   "tier": "stated",
   "sectorsProvenance": "stated",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials"
   ],
   "regions": [
    "North America",
    "Latin America",
    "Europe",
    "Asia-Pacific"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/equifax.json"
  },
  {
   "id": "experian",
   "name": "Experian",
   "category": "credit-lending",
   "description": "Consumer and business credit data and analytics.",
   "historySince": 1980,
   "delivery": [
    "Feed",
    "API"
   ],
   "priceBand": "enterprise",
   "hasSample": false,
   "verified": true,
   "tier": "inferred",
   "sectorsProvenance": "inferred",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials",
    "Consumer Discretionary",
    "Real Estate"
   ],
   "regions": [
    "Global"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/experian.json"
  },
  {
   "id": "fdicbankfind",
   "name": "FDIC BankFind",
   "category": "credit-lending",
   "description": "Free data on US banks, financials, and institution health.",
   "historySince": 1933,
   "delivery": [
    "API",
    "Bulk"
   ],
   "priceBand": "free",
   "hasSample": true,
   "verified": true,
   "tier": "stated",
   "sectorsProvenance": "stated",
   "signals": [
    "credit-lending",
    "foot-traffic"
   ],
   "sectors": [
    "Financials"
   ],
   "regions": [
    "North America"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/fdicbankfind.json"
  },
  {
   "id": "fiscaldataustreasury",
   "name": "FiscalData (US Treasury)",
   "category": "credit-lending",
   "description": "Free US federal financial data including debt, rates, and spending.",
   "historySince": 2020,
   "delivery": [
    "API",
    "Bulk"
   ],
   "priceBand": "free",
   "hasSample": true,
   "verified": true,
   "tier": "inferred",
   "sectorsProvenance": "inferred",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials",
    "Consumer Discretionary",
    "Real Estate"
   ],
   "regions": [
    "North America"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/fiscaldataustreasury.json"
  },
  {
   "id": "ice-data",
   "name": "Intercontinental Exchange",
   "category": "credit-lending",
   "description": "Fixed-income, mortgage, and structured-finance data and analytics.",
   "historySince": 2000,
   "delivery": [
    "Feed",
    "API"
   ],
   "priceBand": "enterprise",
   "hasSample": false,
   "verified": true,
   "tier": "stated",
   "sectorsProvenance": "stated",
   "signals": [
    "credit-lending",
    "web-pricing",
    "news-sentiment",
    "esg-climate",
    "public-records",
    "auto-vehicle"
   ],
   "sectors": [
    "Financials"
   ],
   "regions": [
    "Global",
    "North America",
    "Europe",
    "Asia-Pacific"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/ice-data.json"
  },
  {
   "id": "moodys-data-alliance",
   "name": "Moody’s Data Alliance",
   "category": "credit-lending",
   "description": "Data portal tracking commercial and industrial loans to private companies. Founded in 2018.",
   "historySince": null,
   "delivery": [],
   "priceBand": "unknown",
   "hasSample": false,
   "verified": true,
   "tier": "inferred",
   "sectorsProvenance": "inferred",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials",
    "Consumer Discretionary",
    "Real Estate"
   ],
   "regions": [
    "North America"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/moodys-data-alliance.json"
  },
  {
   "id": "nova-credit",
   "name": "Nova Credit",
   "category": "credit-lending",
   "description": "Cross-border and alternative credit data infrastructure.",
   "historySince": 2016,
   "delivery": [
    "API"
   ],
   "priceBand": "mid",
   "hasSample": false,
   "verified": true,
   "tier": "stated",
   "sectorsProvenance": "stated",
   "signals": [
    "credit-lending",
    "card-transactions"
   ],
   "sectors": [
    "Financials"
   ],
   "regions": [
    "North America",
    "Global"
   ],
   "approxCount": null,
   "tickerMapped": false,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/nova-credit.json"
  },
  {
   "id": "sandalwood",
   "name": "Sandalwood",
   "category": "credit-lending",
   "description": "Credit and debit card transactions, auto sales , and online+offline department store data with focus on Chinese consumers / transactions. Founded in 2015; 20 em",
   "historySince": null,
   "delivery": [],
   "priceBand": "unknown",
   "hasSample": false,
   "verified": true,
   "tier": "inferred",
   "sectorsProvenance": "inferred",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials",
    "Consumer Discretionary",
    "Real Estate"
   ],
   "regions": [
    "Asia-Pacific"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/sandalwood.json"
  },
  {
   "id": "street-diligence",
   "name": "Street Diligence",
   "category": "credit-lending",
   "description": "Capital structure analytics and distressed acquisition tools, primarily for credit investors. Founded in 2012; 21 employees.",
   "historySince": null,
   "delivery": [],
   "priceBand": "unknown",
   "hasSample": false,
   "verified": true,
   "tier": "inferred",
   "sectorsProvenance": "inferred",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials",
    "Consumer Discretionary",
    "Real Estate"
   ],
   "regions": [
    "North America"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/street-diligence.json"
  },
  {
   "id": "transunion",
   "name": "TransUnion",
   "category": "credit-lending",
   "description": "Credit and consumer-information data and risk analytics.",
   "historySince": 1968,
   "delivery": [
    "Feed",
    "API"
   ],
   "priceBand": "enterprise",
   "hasSample": false,
   "verified": true,
   "tier": "inferred",
   "sectorsProvenance": "inferred",
   "signals": [
    "credit-lending"
   ],
   "sectors": [
    "Financials",
    "Consumer Discretionary",
    "Real Estate"
   ],
   "regions": [
    "Global"
   ],
   "approxCount": null,
   "tickerMapped": null,
   "coverageSince": null,
   "json": "https://altdataatlas.com/api/providers/transunion.json"
  }
 ]
}